🇮🇳 India · A finance brain + AI · Your books in your own Tally / Zoho / QuickBooks

The books you dread,
done for you — by a finance pro, not a bot.

AI does the grunt work. A real finance pro owns the judgment. You approve every filing.

Clean books, GST, TDS and payroll handled, and a monthly report you'll actually read — at a small-business price. Your books stay in your own Tally, Zoho Books, or QuickBooks, so you're never locked out.

From ₹3,000/mo · Month-to-month — cancel anytime, keep your books.

Built for Indian compliance You own your books On-time GST & TDS filing FRM-certified · 19 yrs in finance & FP&A
GST5/12/18/28%IGSTinter-stateCGST+SGSTintra-stateTDSall sectionsPF/ESI/PTpayroll· place of supply auto-detected

Sound familiar?

You didn't start your business to do bookkeeping. But here you are.

Behind on GST / TDS

Due dates creep up, the numbers aren’t ready, and you’re filing in a panic — or paying late fees.

Books are a mess at year-end

Every audit season is a scramble and a surprise cleanup bill from your CA.

No idea what cash looks like

You can’t see runway, margin, or what next month holds — so you’re flying blind.

Your accountant just does data entry

Reports land weeks late and nobody ever tells you what the numbers mean.

There are two ways to fix your books.

Most “AI bookkeeping” hands you an app and leaves you to run it. We just do the work.

Do-it-yourself apps
  • You still categorize and reconcile every transaction
  • A bot decides — no human is accountable for the result
  • Small errors pile up quietly and surface at filing time
  • If the app shuts down, your books can go with it
With Finel
  • A real finance pro owns your file end-to-end
  • AI just makes it fast and affordable
  • Every filing reviewed — you approve before it’s sent
  • Your books live in your own Tally, Zoho Books, or QuickBooks — always yours

You don't buy software and still do the work. We do the work.

How it works

From a free health check to your first clean close in about 30 days. No migration fees, no long contract.

01
20 min · no cost

Free books health check

We look at your current books and tell you exactly what’s off, what’s missing, and what clean would look like. No cost, no obligation — you keep the assessment either way.

02
Week 1

Connect & catch up

We link your Tally / Zoho Books / QuickBooks and bank feeds and pull in your history. Behind a few months — or years? Catch-up is a one-time cleanup, quoted up front, then you start fresh on a monthly plan.

03
Ongoing · flat fee

Monthly operations

Books closed, reconciled, GST + TDS filed on time, and a monthly report that explains your numbers in plain English. You approve every filing before it goes anywhere.

04
When you’re ready

Grow into more

Add payroll, AR/AP, controller-level reporting, or a fractional CFO as you scale. Same finance partner — you don’t start over.

What lands in your inbox every month

A service is invisible until you see what you actually get. Here it is.

Clean, reconciled books

Every transaction categorized; bank, card, and UPI reconciled monthly.

GST + TDS filed on time

GSTR-1 / 3B and TDS challans. On-time filing guaranteed — we cover the work, you sign off.

A monthly report you’ll read

P&L, balance sheet, cash position — and a short note on what it actually means.

Year-end package, no scramble

Clean books and a tidy hand-off your CA (or our tax partner) will love.

Want to see a real monthly report? Ask for a sample on your free health check.

Who runs your books

A finance person — not a faceless platform.

I've spent 19 years in corporate finance — FP&A, financial modeling, M&A, and risk management — for everyone from telecom and broadband operators to global banks and fast-growth firms across Asia, Europe, and North America. FRM-certified, with a Master's in Financial Management from Erasmus University (Rotterdam) and an engineering degree from IIT Delhi. I got tired of watching small businesses get nothing but data entry from their accountant — so I built the AI finance system I wished existed.

Now I run it for Indian small businesses. You work directly with the person accountable for your books — and you get the kind of financial insight that usually only shows up when you can afford a CFO.

19 yrs
finance & FP&A
FRM
certified
100%
you approve filings
We do
  • Categorize and reconcile every transaction
  • Close your books each month
  • File GSTR-1 / GSTR-3B on time + GSTR-2B reconciliation
  • Deduct & deposit TDS; prepare 24Q / 26Q + Form 16 / 16A
  • Run payroll — PF, ESI, Professional Tax
  • Run AR/AP — invoices out, bills in, approval queue (Finance Ops tier+)
  • Prepare ITR workpapers + coordinate with your CA / our tax partner
  • Deliver a plain-English monthly report + cash view
  • Keep your books in YOUR Tally / Zoho Books / QuickBooks — always yours
You do
  • Approve filings before they’re submitted
  • Approve payments above your threshold
  • Glance at the monthly report (~15 min)
  • Tell us about new hires, entities, or big contracts
  • Make the calls — we hand you the numbers to make them with

Start with clean books. Grow into a finance team.

Most clients start with Books and graduate as they scale — same finance partner the whole way. You don't buy a bigger box, you grow into one.

MonthlyAnnual save ~16%

All prices INR · month-to-month · GST added at checkout · catch-up cleanup quoted separately

Starter
Books Lite
Just need clean books · 1 entity
from3,000/mo
  • Monthly bookkeeping — every transaction categorized
  • Monthly close + reconciliations
  • Financial statements (P&L + balance sheet)
  • Plain-English monthly report
  • GST filing — optional add-on
Get a free health check
Most popular
Foundation
Books
Books + GST, handled · 1 entity
from6,000/mo
  • Everything in Books Lite
  • GSTR-1 / GSTR-3B filed on time
  • GSTR-2B ITC reconciliation
  • Year-end package for your CA
  • Priority monthly close
Get a free health check
Operations
Finance Ops
You have a team · payroll + AR/AP
from15,000/mo
  • Everything in Books
  • Payroll — PF, ESI, Professional Tax
  • TDS — 24Q / 26Q + Form 16 / 16A
  • AR — invoices, collections
  • AP — bills, approvals, payment runs (NEFT/RTGS/UPI)
  • Monthly close in 5 business days
  • Quarterly review with you (and your CA)
Get a free health check

As you scale

Financial control
Controller
Multi-entity · board-ready
  • Everything in Finance Ops
  • Multi-entity consolidation with FX
  • ITR-6 + advance tax (with your CA)
  • GSTR-9 / 9C annual return prep
from₹2,50,000
/mo · custom-scoped
Book a call
Strategic finance
Fractional CFO
Scaling · raising · acquiring
  • Everything in Controller
  • Forecasting + 90-day cash + scenarios
  • Board packs drafted, reviewed, presented
  • Fundraising prep — data room + model review
from₹4,00,000
/mo · custom-scoped
See CFO services
A no-risk start

Start with a free books health check. Then go month-to-month — cancel anytime, and keep your books if you ever leave. No lock-in, no long contract, no surprises. You stay because the work's good, not because you're stuck.

Get a free health check

When you're handing over your books, trust isn't optional

So here's exactly how we earn it.

Bank-grade security

Encrypted, access-controlled, and backed up. Your financials are handled with care.

You own your books — always

Your books live in your own Tally, Zoho Books, or QuickBooks. If you ever leave, you keep everything. No lock-in.

On-time filing guarantee

We file your GST, TDS, and payroll on time — and if we make an error, we fix it free.

A real finance person, not a bot

19 years in finance and FP&A. AI does the data entry; a human owns the judgment; you approve every filing.

The system behind the service

You don't buy software here — but it's why a small firm can do this fast, accurately, and affordably. All of this is already built and running.

GSTR-1 / GSTR-3B generation + GSTR-2B reconciliation
TDS — 24Q / 26Q + Form 16 / 16A
PF (EPFO) / ESI / Professional Tax
e-Invoice IRN generation
GSTR-9 / 9C annual return prep
AP approval workflows + PO matching
Hash-chained, audit-ready decision log
Tally / Zoho Books / QuickBooks — your data, your platform

Questions worth asking

Do you replace my CA?

No — we keep your books clean all year and hand your CA a tidy year-end package. For ITR, audit, and statutory work we prepare the workpapers and coordinate with your CA, or bring in our tax partner.

Is AI doing my taxes?

No. AI handles the repetitive work — categorization, matching, reconciliation. A real finance person reviews everything, and nothing is filed until you approve it.

Do I keep my data? What if you disappear?

Your books live in your own Tally, Zoho Books, or QuickBooks — they’re yours, always. You’re never locked into a platform you can’t leave. That’s the whole point.

What if I’m behind on my books?

Completely normal — most new clients are. Catch-up is a one-time cleanup project, priced on how far back we go and quoted up front after your free health check. Once you’re current, you’re on a simple monthly plan.

Who actually does the work?

You work directly with the person accountable — a finance operator with 19 years in the field — supported by our AI system. Not a faceless platform, not a rotating back-office team. 19 years in finance, FRM-certified.

Do you handle GST across states?

Yes — GSTR-1 / 3B, place of supply (inter-state IGST vs intra-state CGST + SGST), and GSTR-2B reconciliation, across all states and UTs.

Can I start small and grow?

That’s the design. Start with Books, add payroll and AR/AP, then controller and CFO support as you scale — same partner, no restart.

Is there a long contract?

No long lock-in. Month-to-month. If it’s not a fit, you walk away owing nothing — and keep your books.

Let's start with a free look at your books.

A 20-minute books health check. We'll tell you what's off, what it should cost, and what clean looks like — no cost, no obligation.

Month-to-month · no migration fees · you keep your books.

Get a free books health check

Or email books@finel.ai directly · same-day reply