AI does the grunt work. A real finance pro owns the judgment. You approve every filing.
Clean books, GST/HST and payroll handled, and a monthly report you'll actually read — at a small-business price. Your books stay in your own QuickBooks or Xero, so you're never locked out.
From $299/mo CAD · Month-to-month — cancel anytime, keep your books.
One operator + AI replaces all of these
Integrates with
AI receipt processing uses Google Gemini. Receipt data is sent to Google's API for extraction and is subject to Google's Data Processing Agreement.
Live dashboard
Every receipt flows into real-time charts, tax reports, and category breakdowns. No spreadsheets, no delays.
Last 6 months · thousands CAD
How I run your books
Receipts flow in from any channel. AI does the heavy lift. I catch what AI can't. Your team sees clean numbers in the cockpit and approves what needs human judgment.
Your team forwards receipts to your private books+yourco@finel.ai inbox, or sends WhatsApp / drag-and-drop. An emailed invoice becomes an approval-ready bill, routed for one-click sign-off. No data entry, no chasing.
Gemini Vision reads vendor, date, subtotal, tax, total, category, GL code, and province. I supervise — the 5% of edge cases AI gets wrong land in my queue, not yours.
Duplicates, amount spikes, new high-value vendors — flagged by AI, triaged by me. Your team only sees approval requests that genuinely need your call.
GST/HST, payroll remittance, T4/ROE — I prep and file. Monthly close by day 5. Board pack lands in your inbox. You sign off, I do the rest.
Inside the cockpit
This is what lands in your cockpit. You see the source receipt, the extracted transaction, and the confidence score. If it's green, I've already approved it. If it's yellow, it's in my queue.
Your team's cockpit
Your CEO, your founder, your office manager — they don't need accounting training. They ask the cockpit a question and get an answer. Approvals, anomaly scans, audit scores, FX rates — all conversational. I see every question and step in when it's a judgment call.
Scanned 84 transactions. Found 3 anomalies:
3 work items created for review.
Books health: 87/100 — Grade B
Categorisation 24/25 · Approval rate 18/20 · Tax completeness 13/15 · 2 open work items.
Resolve the 2 anomaly work items to reach Grade A.
Filings I handle
I prep every tax filing live from your books. You sign off; I submit. Input tax credits calculated per jurisdiction, columns that match your actual return — no scramble in March, no surprise bill from your accountant.
| Period | Sales | HST Collected | ITC Claimable |
|---|---|---|---|
| Jan 2026 | $35,120 | $4,565.60 | $1,940.20 |
| Feb 2026 | $38,480 | $5,002.40 | $2,184.70 |
| Mar 2026 | $40,200 | $5,226.00 | $2,251.30 |
| Q1 Total | $113,800 | $14,794.00 | $6,376.20 |
What we handle
The boring, repeatable, error-prone work is on us. The judgment calls stay with you. Every package gets the full platform — no add-ons, no hidden charges.
Vendor, date, subtotal, tax, GL code, category — extracted in one AI pass. Confidence score on every transaction.
CPP1 + CPP2, EI, QPP/QPIP, all 13 provincial tax tables. RL-1 for Quebec, T4A for contractors, ROE with all separation codes, PD7A remittance with remitter classification.
Correct ITC for meals (50%), bank fees (0%), insurance (0%), vehicle cap ($37K). Cash-basis mode. Pre-filing gate blocks submissions when data is incomplete.
Books, database, and files on Canadian servers (CanHost). Encrypted in transit and at rest. Gemini processes receipt images only — subject to Google DPA.
Book balance vs bank balance, deposits in transit, outstanding cheques, unresolved difference. NSF detection. One deposit split across 15 invoices.
Live FX rates. Realized FX gain/loss on invoice payment. Unrealized revaluation at period-end with auto-reversing entry. IAS 21.
"Run month-end" — one chain syncs feeds, auto-approves, reconciles bank, sends AR reminders, prepares tax, and locks the period. Completeness certificate before close.
Trial balance, AR/AP aging, payroll slips, tax summary, fixed assets, inventory valuation — formatted for your accountant or auditor. Working paper bundle in one call.
Accounts payable
Every bill is a conversation, every approval is a rule you design, every payment is audit-ready — the AP control layer that usually means a separate tool, built in.
Comments, @mentions and a full activity timeline live on every bill. Approvers, AP, and vendors resolve questions in one thread — no email chains, no lost context.
Approvers get a one-click email link to approve or reject a bill or expense — no account needed. Behind it: multi-step rules by vendor, amount, cost centre or PO-match, with auto-reminders, delegation and maker-≠-checker.
Bills matched to purchase orders and goods receipts automatically. Variances flagged against your tolerance; clean matches flow straight to the payment run.
Vendors self-onboard and upload tax, banking and insurance details. Compliance scored, sanctions-screened, and bank-change requests verified before any payout.
One click bundles the bill, approvals, journals, payments, comments and attachments into a tamper-evident packet backed by a hash-chained decision ledger.
AI codes and GL-maps every bill, auto-matches bank debits to payments, and routes only the genuine exceptions to a human for review.
What's included
From the entry Books tier to a full Fractional CFO seat — same platform, same audit trail. The package just sets how much of your finance function we run for you.
AI & Automation
Banking & Reconciliation
Canadian Tax
Canadian Payroll
Year-end & Operations
Strategic Finance
Who I work with
From small businesses ready to fire their bookkeeper, all the way to funded startups that need a CFO seat. The package scales with your stage.
$3M – $25M ARR
MRR, cohorts, runway, ASC 606 rev rec, R&D credits. Series A-C, raising, or pre-acquisition.
$3M – $20M revenue
Consultancies, dev shops, design agencies, marketing firms. Project profitability, billable utilization, multi-currency clients.
$5M+ across entities
Family-owned groups, PE-backed platforms, opcos + propcos. Inter-company eliminations, IFRS/ASC 842 leases, consolidation with FX.
Series A and up
Cap-table maintenance, 409A coordination, board pack, investor updates, banking facility negotiation, M&A diligence prep.
Pricing
Most clients start with Books and graduate as they scale — same finance partner the whole way. Every plan starts with a free books health check, and you stay month-to-month.
As you scale
Start with a free books health check. Then go month-to-month — cancel anytime, and keep your books if you ever leave. No lock-in, no long contract, no surprises. You stay because the work's good, not because you're stuck.
For accounting firms & bookkeepers
Hand us your clients' books. A real finance lead + AI does the monthly work under your brand — you review it, bill your client, and keep the spread. Your clients stay yours; we stay in the engine room.
See how it works for firmsA 20-minute books health check. We'll tell you what's off, what it should cost, and what clean looks like — no cost, no obligation, and you keep the assessment either way.
Or email books@finel.ai directly · same-day reply · See the FAQ